THE DQ® FRANCHISEE
INSURANCE PROGRAM

administered by Lockton Affinity, allows you to focus on growing your business, not insurance.

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Insurance products for DQ® Franchisees 

We know the franchise insurance market and understand the unique exposures you face as a DQ® or Orange Julius franchisee. Lockton Affinity administers insurance policies tailored to fulfill the requirements of your Franchise Operating Agreement. Available products include:

BUILDER’S RISK

Protects the building for damages and yourself for liability exposures during the construction of your location.

PACKAGE POLICY

Combines some of the most needed products for DQ® franchisees, including Property, Business Interruption, Food Spoilage and General Liability.

WORKERS’ COMPENSATION

Covers lost wages and medical treatment resulting from an employee’s work-related injury or illness.

FLOOD COVERAGE

We can help you obtain coverage through the National Flood Insurance Program.

UMBRELLA LIABILITY

Provides excess limits over your General Liability and Commercial Auto to protect against catastrophic losses.

UTILITY SURETY BONDS

Surety bonds are an alternative to the large cash deposit required by utility companies to ensure payment for provided services.

EMPLOYMENT PRACTICES LIABILITY (EPLI)

Provides protection against employment-related claims that past, current and prospective employees of the company bring against the company, directors and officers and other employees.

BUSINESS AUTO LIABILITY

Covers the liability of bodily injury or property damage caused by a vehicle you hire, including rented or borrowed vehicles and vehicles owned by others.

CYBER LIABILITY

Covers loss from hackers or computer viruses, loss or theft of devices that contain records or passwords and all paper files that might be stolen, mishandled, or disposed of improperly.

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Policy review courtesy of Lockton Affinity

Concerned you don’t have the right protection for your franchise? Email Lockton Affinity your current insurance policies and an DQ® Franchisee Insurance Program specialist will review them free of charge.

This review will ensure your franchise has the right policies and limits in place.

Email us your policies to get started.

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Benefits of buying insurance through Lockton Affinity

With four key benefits in mind, Lockton Affinity developed the DQ® Franchisee Insurance Program to protect franchisees like you. Our benefits include:

TAILORED PRODUCTS

Available policies meet your franchisor requirements.

CONVENIENCE AND FLEXIBILITY

A direct debit monthly payment plan is available to simplify your insurance buying process.

RISK MANAGEMENT ADVICE

We offer risk management tools like loss prevention plans to help you mitigate risk—and lower your insurance premiums—over time.

WE LIVE SERVICE

Whether you have a complex claim or a simple question, a dedicated team is here to serve you.

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About Lockton Affinity

Lockton Affinity is part of Lockton Companies, the world’s largest privately held, independent insurance broker, and one of the most respected firms in the industry. In fact, JD Power & Associates has named Lockton Companies the highest-performing, large-sized insurance broker two years in a row.

Lockton Affinity has been providing best-in-class insurance for professionals like you for more than 30 years, and our reputation in the industry is unparalleled. “We Live Service” is not only our motto, it’s what separates us from the rest.

    1. We’re well educated on the needs of the franchise industry.

    1. We take the time to find the right types of policies that will benefit you.

    1. We dedicate ourselves to making your life easier—meaning that a real person, not a phone system, answers the phone when you call.

WE PROVIDE

We shop around for the right insurance carrier for our programs, ensuring you receive the most complete coverage at the right cost.

We will get you covered quickly and easily, so you can get back to your work. We handle claims efficiently, too.

Our representatives are knowledgeable about insurance and the needs of franchise owners. We will provide guidance throughout the process and ensure you get the exact coverage you need.

Trust us to be your partner-more than 150,000 others already do.

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Contact us

If you have any questions about obtaining or servicing your insurance, please complete this form or call us at (800) 428-8237. 

Phones are answered Monday – Friday, 8 AM to 7:30 PM (EST).